What is Secrets.ai?
Secrets.ai is an AI companion platform for adults, built around fictional characters and ongoing conversations. You can try a daily text allowance before paying for a subscription. The distinction that matters is between access to chat and a separate balance of Moments, the credits used for media and other paid features.
Its appeal is continuity: the official documentation describes memory controls, multiple conversations and, on Ultimate, personas and group chats. These are useful features to compare if you want to return to the same character over time. They do not establish that the AI always remembers correctly or has real emotions.
We checked the public store, official wiki and policies on 22 September 2026. The prices below were displayed while signed out or documented by the provider. We did not create an account, purchase a plan, generate media or test a paid conversation, call or cancellation.
Key Takeaways: Secrets.ai at a Glance
- Free: 20 messages per day according to the current plan guide, with no monthly Moments grant.
- Premium and Ultimate separate chat from media spending: unlimited messaging does not mean unlimited generation.
- Monthly Moments normally reset without rollover; purchased top-ups are a separate balance.
- Ultimate adds personas and group chats; compare those features before paying for the higher tier.
Features and points to check
Free chat as a first evaluation
The plan guide lists 20 daily messages for Free and ties that allowance to the device. It also says Free accounts cannot buy Moments. Use the trial conversations to assess tone, response relevance and whether you enjoy returning to a character. That is a better starting point than choosing an annual plan solely from a promotional price. We have not measured reply speed or conversational quality.
Memory and continuing storylines
The memory guide describes Smart Mode, which retrieves context from memories and previous conversations, plus controls for reviewing and updating saved information. The practical benefit is a way to correct an ongoing character history instead of repeatedly explaining it. Actual recall has not been tested here. The current guide now lists Lorebooks as available on Ultimate for organizing editable story information and memories. This is documented access, not a guarantee of accurate recall.
Personas and group conversations on Ultimate
Ultimate includes personas and group chats with two or three AI companions, according to the plan and group-chat guides. Personas let you manage identities for different fictional interactions; group chats bring several characters into one conversation. Consider this tier if those interaction options matter to you, rather than assuming the larger Moments allowance alone makes it better value.
How Moments affect the budget
The current payments guide lists 8,000 monthly Moments for Premium and 15,000 for Ultimate. Ordinary monthly grants do not roll over; purchased top-ups do not expire or reset with the grant. Buying top-ups requires a paid subscription. There is a documented exception for upgrades from a monthly plan, where unused grant Moments convert to top-ups. Check the separate grant and purchase balances before deciding to spend more.
Image, video and voice costs
The current cost guide lists 50 Moments for a base Premium image and 50 Moments per minute for audio calls. Video pricing depends on the selected mode and settings; the amount shown on the generation button is the useful figure for that request. A hypothetical ten-image budget at 50 Moments each uses 500 Moments, before other activity. Those examples are documented rates and arithmetic, not results from our own generation tests.
A browser app, with privacy settings to inspect
The installation guide describes a web app installed from the browser, with instructions for Safari on iOS and Chrome on Android. It says Secrets is not distributed through the Apple App Store or Google Play. Review notification permissions if you use a shared device. The privacy policy says voice audio is deleted after transcription but the text transcript is retained. That provider statement does not make calls or chats anonymous, and we have not independently audited its security.
Renewal, cancellation and refunds
The terms describe automatic renewal for standard subscriptions, including multi-month purchases. The cancellation guide points to Settings > Manage Subscription; access continues until the paid period ends. Cancellation stops future renewal but does not automatically refund the current period. The refund policy includes conditions and exceptions, including rules for initial EU/UK purchases. Read the terms for your payment method and keep the cancellation confirmation; we have not tested this process.
Who Is Secrets.ai Best For?
People trying AI conversation before subscribing
A documented free daily allowance offers a starting point for judging the character's style.
Readers interested in continuing fictional stories
Memory controls and conversation options address continuity, although recall quality remains untested.
Users who want personas or several AI characters
Ultimate's group chats and personas provide a concrete reason to compare it with Premium.
Secrets.ai pricing: what to check
Free
$0
20 daily messages in the plan guide. No monthly Moments grant; Free accounts cannot buy top-ups.
Premium, monthly
$19.99 USD/month
Signed-out store price observed September 22. Unlimited messaging and 8,000 monthly Moments; check checkout and renewal terms.
Ultimate, monthly
$39.99 USD/month
Observed store price. 15,000 monthly Moments plus personas and group chats; check checkout and renewal terms.
The store displayed these USD monthly offers with crossed-out comparison prices. A crossed-out price is not a verified renewal charge. Premium's annual offer was shown as $109.99 paid yearly, about $9.17 per month; the plan guide lists Ultimate at $319.99 yearly, about $26.67 per month. These equivalents are not monthly instalments. Confirm the full initial charge, taxes, currency, promotion eligibility and renewal price before paying. French-language content does not imply a local euro price. No authenticated Moments-pack checkout was tested.
To try the service on your phone, follow our Secrets.ai iPhone and Android setup guide.
Before paying, check Secrets.ai’s free messages and paid-feature limits.
For a usage budget, see Secrets.ai Moments costs, monthly credits and top-ups.
Before choosing a tier, compare Secrets.ai Premium and Ultimate prices and features.
How Secrets.ai Compares to Alternatives
Candy AI, OurDream and Dream Companion are relevant alternatives if you want fictional AI conversation. Compare the free allowance, the memory controls you can actually use, included credits and the cost of the media you want. Token and credit names are not interchangeable currencies; a larger numerical allowance does not establish a cheaper service.
Secrets.ai's most useful tier distinction is whether you need personas and group conversations, beyond ordinary individual chat. For a chat-focused budget, evaluate Premium's included features first. For frequent media use, estimate Moments consumption separately instead of reading unlimited messaging as an unlimited-content promise.
For character controls and a worked media budget, read our Secrets.ai vs OurDream comparison.
To compare subscription charges and media budgets, read our Secrets.ai vs Candy AI comparison.
For a side-by-side look at interaction styles and spending, read our Candy AI vs Secrets.ai comparison.
For a side-by-side look at interaction styles and spending, read our OurDream vs Secrets.ai comparison.
Secrets.ai Pros and Cons
Points to explore4
- A free daily message allowance lets you begin before buying a subscription.
- The public store and wiki explain the current Premium and Ultimate offers.
- Memory controls, personas and group chats offer distinct conversation options.
- Official documentation separates monthly grants from purchased top-ups.
Points to check4
- Free accounts cannot purchase Moments according to the current plan guide.
- Unused monthly grant Moments normally do not carry over.
- Media can consume credits beyond the subscription's included allowance.
- Older help snippets conflict with current pages; paid quality and support remain untested.
Our assessment of Secrets.ai
Secrets.ai is worth considering for ongoing fictional chats, particularly if memory controls, personas or multi-character conversations are priorities. Start with the free text allowance, then choose a paid tier for the features you will use. Its main budgeting constraint is the separation between subscription access and Moments, with monthly grants that normally do not roll over.
Sources and scope
Description based on the provider’s public presentation or the affiliate catalogue. Consult the source for current terms; no paid-account test is claimed.
Frequently Asked Questions About Secrets.ai
Am I talking to a real person on Secrets.ai?
No. The service describes its companions as AI characters. Their replies simulate conversation and should not be treated as a human relationship or professional advice.
Does unlimited messaging include unlimited images and calls?
No. Messaging access and Moments spending are separate. Images, video and voice have their own costs and conditions.
Can I buy Moments while staying on Free?
The current subscription and payments guides say a paid Premium or Ultimate subscription is required to purchase Moments. Do not rely on older snippets suggesting that every credit feature is available without subscribing.
Is cancelling the same as requesting a refund?
No. Cancellation ends future renewal while access continues to the end of the current paid period. Refund eligibility is governed separately by the refund policy and applicable rights.
Why are Lite and Plus missing from this review?
The current plan guide lists Free, Premium and Ultimate and says legacy Lite and Plus plans are being retired. Existing subscribers should check their individual migration notice rather than assuming a new-customer offer applies.
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